Florida has various laws that regulate checks and how they are written. If a check is written and the drafter of the check knows there are insufficient funds in the account to cover the check, then a felony of the 3rd degree has been committed and is punishable by up to 5 years in prison. Additionally, depositing an item with the intent to defraud another is also a felony of the 3rd degree.

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For more information, see Florida Statute 832.05: Giving worthless checks, drafts, and debit card orders